Wolfson Bolton Kochis Wolfson Bolton Kochis

Debt Consolidation

Detroit Debt Consolidation Lawyers

Compassionate Legal Guidance for Michigan Residents

If you are struggling to make your payments, you are not alone. Many people are finding themselves in the same situation. In fact, the Consumer Financial Protection Bureau (CFPB) reports that the average consumer has $5,700 in credit card debt alone.

If you are struggling to make your payments, you may qualify for relief under Michigan's Consumer Protection Act. Filing for bankruptcy may be the right choice for you. While you will likely have to fulfill your debt obligations, you may be able to discharge your unsecured debt. This means you will no longer be responsible for paying back credit card debt, medical bills, and other unsecured debts.

If you are considering filing for bankruptcy, it is important to speak with an experienced bankruptcy attorney as soon as possible. At Wolfson Bolton Kochis, P.C. we understand that you are likely struggling to make ends meet and are looking for a solution. We are here to provide compassionate and understanding legal guidance as you move toward financial stability.

Call our Troy debt consolidation lawyers at (248) 609-1855 or contact us online to discuss your options.

Is Credit Card Debt Consolidation Right for Me?

If you have several credit cards, you may be able to consolidate your debt by transferring the balances to a single card. However, if you are only making the minimum payments on each card, you will not be making any meaningful progress toward eliminating your debt.

Consolidating your credit card debt may not be the most effective solution if you are only making the minimum payments. Instead, you may want to consider a debt consolidation loan. This is a personal loan that you use to pay off all of your other debts. You then have a single monthly payment and have a set time period to pay off the loan.

Once you have consolidated your debt, you will want to create a budget to track your spending and determine how much you can afford to pay each month. You may also want to consider other debt consolidation options, such as a debt relief program or a creditor harassment defense.

How Our Debt Consolidation Lawyers Can Help

At Wolfson Bolton Kochis, P.C., we believe that everyone deserves to have access to experienced legal representation. Our Troy debt consolidation lawyers have decades of experience helping people like you find solutions to their debt problems. We are committed to helping you find a way to financial stability.

Once we have a better understanding of your situation, we will be able to recommend the best course of action. This may involve filing for bankruptcy to discharge your unsecured debt. We will work with you to navigate the bankruptcy process and make sure you get the relief you need.

Take Action Toward Financial Stability

Taking action toward financial stability is the right decision for you. Our Troy debt consolidation lawyers can provide you with the compassionate legal guidance you need. We can help you find a way to a brighter future.

Call (248) 609-1855 to schedule a free consultation with our Troy debt consolidation lawyers.

What Makes Wolfson Bolton Kochis the Right Choice?

Our clients benefit from a wide range of professional experience and our track record of success:
  • One Firm
    We expect each team member to strengthen our Core Focus
  • Stewardship
    We responsibly manage our business for long-term growth
  • Ethics
    We hold ourselves to the highest ethical standards
  • Cost Effectiveness
    We manage our clients' costs by pairing appropriate resources with tasks
  • Responsibility
    We do what we say we are going to do when we say we are going to do it
  • Consistency
    We understand that we stake our reputation on every service we provide
  • Respect
    We treat our clients and each other with respect.