Wolfson Bolton Kochis Wolfson Bolton Kochis

Foreclosure Attorneys in Metro Detroit

We Help Clients Explore Their Legal Options & Keep Their Property

Nothing is scarier or more overwhelming than the thought of losing your home. Aside from equity, your home likely has extraordinary sentimental value. Furthermore, you might not be sure of where you and your family will go if you are forced to leave. 

Fortunately, you do have options. No matter where you live, whether it is Genesee County, Livingston County, Northern Michigan, or the Upper Peninsula, foreclosure can be an incredibly fast process, and you have a limited amount of time to implement an effective defense strategy. As such, contacting an experienced professional as soon as possible is imperative.

We Can Assist You

Our lawyers have decades of experience with helping financially distressed homeowners. Troy is not just where we work — it is our community, and we are personally and professionally committed to putting our legal skills to work for families throughout the city.

Your Foreclosure Defense Options

Many people receive foreclosure notices and believe they have no choice but to leave their homes. However, your mortgage lender might not have followed proper procedures, which may invalidate the foreclosure process. You may also have various debt-relief options at your disposal.

If foreclosure is on the horizon, time is of the essence. 
Call (248) 609-1855 or contact us online to get started on your defense strategy right away.

When you bring your case to our law firm, we may help you:

  • Negotiate a loan modification. This option is best in the early stages of your financial struggle. Lenders are much more likely to modify mortgages for a homeowner who is proactive and has not yet missed a payment. With our attorney as your dedicated advocate, you may be able to negotiate a mortgage modification such as a lowered interest rate, an extension of terms, a reduction of the principal, or a forbearance. The lender might even put your delinquent payments at the end of your payment plan, thereby curing the default.
  • Raise a defense in court. Every state has a strict set of steps that mortgage lenders must follow before they can sell a person’s home and evict them from the property. Many people are surprised to learn that lenders frequently make mistakes, and our attorney’s job is to expose these mistakes and stop the foreclosure process entirely.
  • File bankruptcyAll types of bankruptcy will trigger a court order called the automatic stay, which halts all collection actions — including foreclosure. Although the automatic stay lifts at the end of the case, bankruptcy can provide long-term relief because it allows debtors to catch up on payments, negotiate with their lenders, and otherwise resolve delinquencies. Chapter 13 is typically the most effective form of bankruptcy for distressed homeowners because it provides protection for three to five years.

No matter which strategy you choose, time is extremely limited. This is why we urge you to get in touch with us as soon as you believe you may default on your mortgage. The sooner you involve us, the more time we will have to utilize a high-powered defense strategy that will help you keep your home.

Call Wolfson Bolton Kochis Now for a Free Consultation

Facing foreclosure is a serious matter, so don’t hesitate to contact a lawyer to discuss your legal rights and options. At Wolfson Bolton Kochis PLLC, we offer confidential case evaluations completely free of charge, so you can get all the information you need at no cost or obligation to you. 

Discuss your options during your free initial consultation by calling (248) 609-1855 or contacting us online. We offer same-day services as well as appointments on the weekend and after regular business hours.

What Makes Wolfson Bolton Kochis the Right Choice?

Our clients benefit from a wide range of professional experience and our track record of success:
  • One Firm
    We expect each team member to strengthen our Core Focus
  • Stewardship
    We responsibly manage our business for long-term growth
  • Ethics
    We hold ourselves to the highest ethical standards
  • Cost Effectiveness
    We manage our clients' costs by pairing appropriate resources with tasks
  • Responsibility
    We do what we say we are going to do when we say we are going to do it
  • Consistency
    We understand that we stake our reputation on every service we provide
  • Respect
    We treat our clients and each other with respect.